In 2025, Credit One Bank agreed to a $14 million settlement. If you are wondering whether you qualify for this money and when you might get paid, this article explains everything in simple words. Many people in the U.S. could get part of this settlement, so it’s good to know the details.
Why is Credit One Bank Paying $14 Million?

The $14 million settlement is the result of a legal case. People complained that Credit One Bank made unwanted robocalls to their phones. Robocalls are automated phone calls that people did not ask for. The court agreed with the complaints and told Credit One Bank to pay money to those affected.
If you got robocalls from Credit One Bank between October 2017 and October 2023, you might be able to get some of this settlement money.
Who Can Get the Settlement Money?
Not everyone will get this money. You may qualify if:
- You got unwanted robocalls from Credit One Bank.
- The calls happened between October 2017 and October 2023.
- You are listed in the court-approved records or you can show proof.
If you think you qualify, you should check your eligibility on the official settlement website or with the legal notice you received.
How Much Money Will You Get?

The total amount is $14 million, but the money will be shared among many people. The amount each person gets depends on:
- How many people file a valid claim.
- Legal costs and administration fees deducted from the $14 million.
Usually, in such cases, payments can range from a few dollars to a few hundred dollars, depending on the situation.
Topic | Details |
---|---|
Settlement Amount | $14 Million |
Reason for Settlement | Unwanted robocalls made by Credit One Bank |
Eligible Period | October 2017 to October 2023 |
Who Qualifies? | People who received unauthorized robocalls from Credit One Bank |
Proof Required | You may need your phone number or other proof for claim |
How to Claim? | Fill claim form on the official settlement website |
Claim Deadline | To be announced (check official website) |
Payment Method | Direct deposit, check, or other available options |
Expected Payment Date | Late 2025 (after court approval and claim review) |
Where to Check Updates? | Official settlement website |
How to Claim Your Payment?

If you qualify, here’s how you can claim:
- Visit the official settlement website.
- Fill out the claim form with correct details.
- Submit any documents if needed.
- Wait for the payment process to be completed.
You can get your money through direct deposit, check, or other available options.
When Will You Get Paid?
Payment dates depend on court approval and claim processing. The timeline looks like this:
- The last date to file your claim will be shared soon (check the official website).
- After all claims are reviewed, payments will be processed.
- You can expect payments by late 2025 if everything goes smoothly.
Keep checking the settlement website for updates.
The Credit One Bank $14 million settlement is meant to compensate people for unwanted robocalls. If you received such calls between 2017 and 2023, you might get money. Always use the official website to file your claim and stay updated. These settlements help protect consumers from unwanted calls and make companies follow the rules. Even if the amount is small, it’s your right to claim what you deserve.
What is the Credit One Bank $14 Million Settlement about?
The $14 million settlement is to compensate people who got unwanted robocalls from Credit One Bank between October 2017 and October 2023.
Why is Credit One Bank paying this money?
Credit One Bank agreed to pay because of a lawsuit claiming they made robocalls without permission, which is against the rules.
Who can get the settlement money?
You may qualify if: You received robocalls from Credit One Bank.
The calls happened between October 2017 and October 2023.
You are listed in the official records or can show proof.
How do I know if I qualify for the payment?
Check your eligibility by visiting the official settlement website or reviewing any legal notice you received.
How much money will I get?
The amount depends on how many people file claims and other legal costs. Payments can vary, but everyone gets a share of the $14 million.