Many people in the United States rely on Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) to manage their daily expenses. The good news is that in July, eligible Americans can receive up to $4,018 in SSDI benefits and up to $967 through SSI payments. But, do you know how to apply for these payments?
If you’re confused about the process, don’t worry. This guide explains everything in simple terms so you can understand how to get the financial help you deserve.
What Are SSDI and SSI Payments?
SSDI stands for Social Security Disability Insurance. This benefit is for people who have worked in the past but now cannot work due to a disability. The amount you receive depends on your previous work history and how much you paid into Social Security.
SSI stands for Supplemental Security Income. This is for people with limited income and resources, including those who have never worked. It helps people with disabilities, blind individuals, and older adults who need extra money for daily living.
How Much Money Can You Get in July?
In July 2025:
SSDI payments can go up to $4,018 per month for those who qualify based on their work history and earnings.
SSI payments can be as high as $967 per month for individuals who meet the low-income requirements.
The exact amount you receive depends on your unique situation, including your previous income, marital status, and living arrangements.
Who Can Apply for SSDI or SSI?
You can apply for SSDI if:
You have a disability that prevents you from working.
You worked in jobs covered by Social Security.
You have earned enough “work credits” based on your work history.
You can apply for SSI if:
You have a disability, are blind, or are age 65 or older.
You have limited income and resources.
You meet U.S. residency and citizenship requirements.
| Topic | Details |
|---|---|
| What is SSDI? | Social Security Disability Insurance (SSDI) provides monthly payments to people who can’t work due to a disability and have paid into Social Security through their jobs. |
| What is SSI? | Supplemental Security Income (SSI) provides monthly payments to people with low income and limited resources, including elderly and disabled individuals. |
| Maximum SSDI Payment in July 2025 | Up to $4,018 per month for eligible disabled workers, based on their past earnings and Social Security contributions. |
| Maximum SSI Payment in July 2025 | Up to $967 per month for eligible individuals with low income and limited resources. |
| Who Qualifies for SSDI? | People with disabilities who can’t work, have paid Social Security taxes, and meet the required work credits based on their job history. |
| Who Qualifies for SSI? | Individuals with limited income/resources who are disabled, blind, or aged 65 and older, and meet U.S. residency or citizenship requirements. |
| How to Apply for SSDI or SSI | Apply online at www.ssa.gov, by calling 1-800-772-1213, or visiting your local Social Security office. |
| When Will Payments Arrive? | Payment dates depend on your birth date and when you applied. Check your schedule at www.ssa.gov. |
| Why Apply Now? | Early application helps avoid delays and ensures you receive the financial support you need as soon as possible. |
How to Apply for SSDI or SSI Payments?
Applying is simple and can be done in a few ways:
Online at the official Social Security website: www.ssa.gov
By Phone: Call the Social Security helpline at 1-800-772-1213
In Person: Visit your local Social Security office
Make sure you have important documents ready, such as your medical records, proof of income, work history, and personal identification.
When Will You Receive Payments?
SSDI and SSI payments are usually sent out based on your birth date or the date you applied.
You can check your payment schedule on the official Social Security website.
It may take a few weeks or months for your application to be approved, so apply early.
If you or a loved one needs financial help due to a disability or low income, SSDI and SSI benefits can provide crucial support. In July, payments of up to $4,018 for SSDI and $967 for SSI are available for those who qualify. Don’t miss your chance — understand the process, gather your documents, and apply as soon as possible.
What is SSDI?
SSDI stands for Social Security Disability Insurance. It gives monthly money to people who can’t work due to a disability but worked and paid Social Security taxes in the past.
What is SSI?
SSI means Supplemental Security Income. It helps people with little or no income, including those with disabilities, blindness, or those over 65 years old.
How much money can I get from SSDI in July?
Eligible people can get up to $4,018 per month in SSDI payments in July, based on their work history and how much they paid into Social Security.
How much money can I get from SSI in July?
If you qualify, you can receive up to $967 per month in SSI payments, depending on your income and living situation.
Can I get both SSDI and SSI together?
Yes, in some cases. If your SSDI amount is low and you meet SSI income limits, you may qualify for both.
