Many people in the U.S. could get money from Credit One Bank’s $14 million settlement in 2025. This is because the bank was accused of violating telemarketing laws. If you got unwanted calls from them, you may qualify for cash. Here’s everything explained in simple words.
Why Did Credit One Bank Agree to Pay $14 Million?
Credit One Bank was accused of breaking the Telephone Consumer Protection Act (TCPA). This law protects people from unwanted telemarketing calls, especially those made using automated systems or pre-recorded messages.
In this case, Credit One Bank allegedly made calls to people who didn’t give permission, even after they asked the calls to stop. The bank denied doing anything wrong, but they agreed to pay $14 million to settle the matter without admitting fault.
Who Can Get Money From This Settlement?
You may be eligible for money if:
You received unwanted calls from Credit One Bank.
These calls were made between February 1, 2018, and January 31, 2024.
The calls were made to your cell phone using an automatic dialer or pre-recorded message.
Even if you never had an account with Credit One Bank, you may still qualify if they called your number during that period.
How Much Money Can You Get?
The exact amount each person receives depends on:
- How many people file valid claims.
- The total approved settlement amount after legal fees.
Right now, there is no fixed payout amount, but similar settlements have paid people between $50 to $200 per person.
| Topic | Details |
|---|---|
| Settlement Amount | $14 Million |
| Reason for Settlement | Alleged illegal robocalls and automated messages |
| Law Involved | Telephone Consumer Protection Act (TCPA) |
| Who Qualifies | People who received unwanted calls from Credit One Bank |
| Time Period Covered | February 1, 2018 to January 31, 2024 |
| Type of Calls Included | Automated calls or pre-recorded messages to cell phones |
| Do You Need a Credit One Account? | No, even non-customers can qualify |
| Possible Compensation | Estimated $50 – $200 per person (depends on claims) |
| How to File a Claim | Submit a claim form on the official settlement website |
| Proof Needed | Sometimes phone number and call details; often self-declaration is enough |
| Opt-Out Option | You can opt out if you don’t want to be part of the settlement |
| Objection Option | You can stay in the settlement but raise objections |
| Deadline to File a Claim | To be announced on the official settlement website |
How to File a Claim for the Credit One Bank Settlement?
Follow these easy steps to submit your claim:
Step 1: Visit the official settlement website (usually announced in court documents).
Step 2: Fill out the claim form with your name, contact details, and phone number that received the calls.
Step 3: Submit the form before the deadline mentioned on the site.
You might be asked for proof, like call records, but often, a simple declaration is enough.
What If You Don’t Want to Join the Settlement?
If you don’t want to be part of the settlement, you can:
- Opt-Out: Tell the court you don’t want to be included, which means you won’t get money but can sue Credit One Bank separately.
- Object: Stay in the settlement but tell the court you disagree with parts of it.
The deadlines for these actions will be listed on the official website.
If you got unwanted robocalls or automated messages from Credit One Bank between 2018 and 2024, you may be entitled to cash. Filing a claim is quick and easy. Even if you’re not sure, checking your phone records and filing won’t hurt. It’s a chance to stand up against unwanted calls and get compensated.
What is the Credit One Bank $14 Million Settlement about?
The settlement is about Credit One Bank agreeing to pay $14 million to people who got unwanted robocalls or pre-recorded messages from the bank, even if they never had an account.
Why did Credit One Bank agree to this settlement?
They were accused of violating the Telephone Consumer Protection Act (TCPA) by making automated calls without permission. They deny wrongdoing but agreed to settle the case.
Who is eligible to file a claim?
You may qualify if:
You received robocalls or pre-recorded messages from Credit One Bank.
The calls were made between February 1, 2018, and January 31, 2024.
The calls were made to your mobile phone.
You do not need to be a Credit One Bank customer to qualify.
How much money will I get if I qualify?
The exact amount depends on how many people file valid claims. Past settlements have paid between $50 to $200 per person, but this can change.
How do I file a claim?
You need to visit the official settlement website, fill out the claim form with your details, and submit it before the deadline mentioned on the site.
