Many Americans are eagerly waiting for their tax refund or stimulus check. Good news! The IRS has shared fresh information about when people can expect their payments in July. If you’re wondering when the money will arrive and who is eligible, this article will help you understand everything in easy language.
What Is a Stimulus Check?
A stimulus check is a payment sent by the U.S. government to help people during tough times, like after COVID-19 or during high inflation. These payments are usually sent to people who earn below a certain income level or meet specific requirements.
What Did the IRS Say in July?
In July, the IRS (Internal Revenue Service) gave an update about tax refunds and stimulus payments. According to the IRS, many payments will be processed and sent out this month. This includes both tax refunds for 2024 and any eligible stimulus money for people who haven’t received it yet.
Who Will Get the Payments?
You might get a tax refund or stimulus check in July if:
- You filed your 2024 tax return on time.
- You qualified for a stimulus check in the past but didn’t get it.
- You are eligible for certain credits, like the Earned Income Tax Credit (EITC) or Child Tax Credit.
- You corrected an old tax return recently.
The IRS uses the information in your tax return to check if you qualify.
How Will You Get the Payment?
The IRS usually sends payments in two ways:
- Direct deposit – The money goes straight to your bank account.
- Paper check – A check will be mailed to your home address.
If you’ve moved or changed your bank account, make sure your information is updated with the IRS to avoid delays.
| Topic | Details |
|---|---|
| Title | IRS July Update: When to Expect Your 2025 Tax Refunds and Stimulus Checks |
| Refund Timeline (Standard E-filers) | Most e-filed tax returns with direct deposit are processed within 21 days |
| Paper Return Timeline | Paper-filed returns can take 6–8 weeks or longer |
| Stimulus Checks (if passed) | Could be distributed in waves, based on income, filing status, or dependents |
| Direct Deposit Advantage | Fastest method to receive both refunds and any stimulus checks |
| IRS Status Tools | Use “Where’s My Refund?” or IRS2Go app to track refund status |
| Common Delays | Errors, missing info, identity verification, amended returns |
| Refund Status Updates | Usually updated daily (overnight) on IRS systems |
| 2025 Filing Window | Most 2024 taxes filed by April 15, 2025; extensions available |
| Stimulus Eligibility | Likely based on AGI (Adjusted Gross Income) and dependent status |
| Refund Method Options | Direct deposit, paper check, or prepaid debit card |
When Will the Money Arrive?
Payments are already being processed and many people may receive their money between mid to late July 2025. The exact date depends on how and when you filed your taxes.
- If you filed electronically and chose direct deposit, you’ll likely get your payment faster.
- If you filed a paper return or chose to get a check in the mail, it might take longer.
How Can You Track Your Payment?
You can check the status of your tax refund or stimulus check using the IRS tool:
- Visit the “Where’s My Refund?” section on the IRS website.
- You’ll need to enter your Social Security number, filing status, and refund amount.
This will help you see if your payment is approved, sent, or delayed.
What If You Don’t Get Your Payment?
If you don’t receive your payment by the end of July:
- Call the IRS or check their website for updates.
- You may have to file a form or fix something in your tax return.
Don’t worry—if you are eligible, the IRS will work to get your payment to you.
The IRS has confirmed that many Americans will receive their tax refunds or missing stimulus payments this July. If you’ve filed your taxes and are eligible, your money should be on the way soon. Just make sure your contact details and bank information are correct. Stay patient and keep checking the IRS website for updates. It’s always good to be informed, especially when it comes to your money.
When will I get my 2025 tax refund if I filed electronically?
Most refunds are issued within 21 days for e-filed returns with no issues.
How do I track my refund status with the IRS?
Use the “Where’s My Refund?” tool on IRS.gov or the IRS2Go mobile app.
Is there a new stimulus check coming in July 2025?
No official stimulus has been confirmed yet, but updates are expected from Congress.
How long do paper tax returns take to process?
Paper returns may take 6 to 8 weeks or longer, depending on IRS workload.
What should I do if I haven’t received my refund after 21 days?
Check your status online or contact the IRS if it’s been over 21 days and you filed electronically.
